# Dubai Estate > Independent Dubai property research, mortgage comparisons, neighbourhood data, and broker-vetted leads — without the listing-site noise. ## Tools - [Mortgage calculator](https://dubai.h90.space/tools/mortgage-calculator): UAE LTV caps, EIBOR-aware, full transaction-cost stack. - [ROI calculator](https://dubai.h90.space/tools/roi-calculator): gross/net rental yield + 10-year IRR, Dubai service charges included. - [Golden Visa checker](https://dubai.h90.space/tools/golden-visa-checker): 60-second eligibility for the AED 2M property route. - [Free property valuation](https://dubai.h90.space/tools/valuation): vetted broker delivers a comparative valuation in 48 hours. ## Cornerstone guides - [How to Buy Property in Dubai — The Honest 2026 Guide](https://dubai.h90.space/guides/buying-process-dubai): Step-by-step from first viewing to title transfer, with real costs, real timelines, and the parts most agents skip. - [UAE Mortgages 101 — LTV, EIBOR, DSR and How to Pick a Bank](https://dubai.h90.space/guides/mortgage-101-uae): The rules that actually govern Dubai mortgages — Central Bank LTV caps, EIBOR mechanics, DSR maths, and a framework for picking the right bank. ## Recent market briefings - [Dubai Marina vs JBR vs Bluewaters — Which Coastal Cluster Is the Better Buy?](https://dubai.h90.space/blog/dubai-marina-vs-jbr-vs-bluewaters): Three connected communities, very different propositions. Which one matches your hold horizon, yield target and tenant profile? - [Dubai Property Market — May 2026 Briefing](https://dubai.h90.space/blog/dubai-property-market-may-2026-briefing): Where transactions, rents and yields stand across the major communities — and what's actually moving the market this quarter. - [The AED 2M Golden Visa Property Route — What Actually Qualifies](https://dubai.h90.space/blog/golden-visa-2m-property-explained): The 10-year UAE Golden Visa via property: what counts, what doesn't, and the four edge cases that catch applicants out. ## Neighbourhoods - [Arabian Ranches](https://dubai.h90.space/areas/arabian-ranches): An Emaar-master-planned villa-only community in inland Dubai — the gold standard for family living. Large plots, golf course, established schools and churches, deep secondary market. - [Business Bay](https://dubai.h90.space/areas/business-bay): Dubai's CBD-adjacent canal district, bordering Downtown Dubai and DIFC. High-density office and residential mix, strong rental demand from finance and professional services workers. - [Downtown Dubai](https://dubai.h90.space/areas/downtown-dubai): Dubai's central business and tourism district, anchored by Burj Khalifa, Dubai Mall and the Opera. The trophy-asset address — premium pricing, prestige tenants, and the lowest yield-vs-price ratios in the city. - [Dubai Hills Estate](https://dubai.h90.space/areas/dubai-hills): Emaar/Meraas's flagship inland master community — golf course, mall, hospital, schools and a curated mix of apartments, townhouses and villas. The current default answer when families ask 'where should we buy now?' - [Dubai Marina](https://dubai.h90.space/areas/dubai-marina): A 3km man-made canal community on the western Dubai shoreline, defined by tower-density living, JBR walkability and a deep secondary rental market. The first-call neighbourhood for tenants and investors who prioritise lifestyle and rentability over square footage. - [Jumeirah Village Circle](https://dubai.h90.space/areas/jvc): A sprawling residential community in the inland strip between Sheikh Zayed Road and Al Khail. Where Dubai entry-level investing happens — affordable apartments, decent yields, and the city's most active off-plan launch market. - [Palm Jumeirah](https://dubai.h90.space/areas/palm-jumeirah): Dubai's iconic palm-shaped artificial island. Apartments on the trunk, villas and signature mansions on the fronds. The undisputed luxury-end coastal address with the steepest premiums and strongest international demand. ## Mortgage providers - [Abu Dhabi Commercial Bank (ADCB)](https://dubai.h90.space/mortgages/adcb): Top-3 UAE bank with broad mortgage product range covering residents, non-residents, salaried and self-employed. Competitive rates and government-employee specific products. - [Dubai Islamic Bank (DIB)](https://dubai.h90.space/mortgages/dubai-islamic-bank): World's first full-service Islamic bank, established 1975. Largest Islamic mortgage book in the UAE. Sharia-compliant Ijara and Murabaha financing structures. - [Emirates NBD](https://dubai.h90.space/mortgages/emirates-nbd): Largest UAE bank by assets and a market leader in Dubai mortgages. Strong product range covering UAE nationals, residents and non-residents, with both fixed and variable products on conventional and Islamic platforms. - [First Abu Dhabi Bank (FAB)](https://dubai.h90.space/mortgages/fab): Largest UAE bank by total assets. Competitive on rates and well-set up for high-net-worth applicants and prime-property mortgages above AED 5M. - [HSBC UAE](https://dubai.h90.space/mortgages/hsbc): International bank with the strongest UAE non-resident mortgage product. Particularly competitive for British, Hong Kong and Singapore-based buyers with HSBC Premier banking relationships. - [Mashreq](https://dubai.h90.space/mortgages/mashreq): Mid-tier UAE bank with competitive pricing and strong digital experience. Frequently the rate-leader on 1-year and 3-year fixed products for high-salary residents. ## Developers - [Emaar Properties](https://dubai.h90.space/developers/emaar): Dubai's flagship developer and the company behind most of the city's landmark projects — Burj Khalifa, Downtown Dubai, Dubai Marina, Arabian Ranches, Dubai Hills Estate. Listed on the Dubai Financial Market. - [Damac Properties](https://dubai.h90.space/developers/damac): Dubai's second-largest developer — known for branded residences (Versace, Trump, de Grisogono, Cavalli), Damac Hills and Damac Lagoons communities, and aggressive off-plan launches. - [Nakheel](https://dubai.h90.space/developers/nakheel): Government-linked developer behind Palm Jumeirah, Palm Jebel Ali, Deira Islands, Discovery Gardens and the upcoming Dubai Islands. Operates at master-developer scale. - [Meraas](https://dubai.h90.space/developers/meraas): Government-linked developer with a focus on lifestyle districts: City Walk, La Mer, Bluewaters, Jumeirah Bay, Port de la Mer and Bvlgari Resort & Residences. - [Sobha Realty](https://dubai.h90.space/developers/sobha): Premium developer focused on build-quality and integrated construction. Best known for Sobha Hartland in MBR City and the Sobha One/Creek Vistas towers along Dubai Creek.